Medicaid coverage for Children
Medicaid coverage is automatically passed down to your baby if you are enrolled in Medicaid program when your baby is born, your child is enrolled in the Medicaid program through that child’s first birthday. This avoids filling a eparate application for your new born. He or she should will be enrolled after birth through the first year of thier life.
All states are required to provide coverage for children through their States Medicaid program and the Children’s Health Insurance Program (CHIP). If your income is less or equal to $45,000 per year (for a family of four) your children may be eligible for coverage.
The Medicaid program and (CHIP) covers the healthcare of 43 million children, 50% of that are low-income children throughout North America. The minimum guideline are set at the federal government level, however each state Medicaid eligibility standards. The average CHIP financial eligibility level for children is 241% of the Federal Poverty Level (FPL).
Medicaid Expansion excluded, Majority of States, have chosen to support Medicaid to children whose household family gross income that is over the minimum of 100% of the FPL,
Children whose gross family income is up to $44,700/year (for a family of four in 2011) have a high probability to recieve Medicaid or CHIP coverage. In Most states, families whose income exceeds the 45K amount may still be eligible for their children. This may also count children in mandatory Medicaid eligibility groups, which states are required to accept in order to partake in the federal Medicaid program, as well as other children in non-mandatory eligibility groups that a state may choose to provide Medicaid to. Every child from birth to the age 6 whose family gross incomes is up to 133% ($29,700 for a family of four in 2011) and older childre age 6-18 whose family gross incomes is up to 100% ($22,350 for a family of four in 2011) qualify for Medicaid program, and maybe part of the Medicaid Expansion program. Other children qualifying groups include infants born to mothers covered by Medicaid (known as “deemed newborns”), other groups include children in foster care or an adoption assistance program and certain children with disabilities.
Every child enrolled in the Medicaid, or Medicaid expansion program are set to receive a full set of healthcare services referred to as Early, Periodic Screening, Diagnosis and Treatment (EPSDT). CHIP provides a comprehensive set of benefits and services for children, but each local goverment at the state level have discretion on the benefit package.